Finance Suitability

High Quality Furniture

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By applying for finance with Zopa Bank Limited trading as DivideBuy, you confirm that:

● You or your household has a regular income. i.e., full time employment, part time employment, self-employed, and you are able to meet an additional monthly repayment.

● You have not had any County Court Judgements (CCJ’s) or defaults in the last six years.

● You have never entered into an Individual Voluntary Arrangement (IVA), bankruptcy, or Debt Management Plan.

● You consider your personal credit to be in good standing.

● You are not aware of any circumstances, current or future, that would affect your ability to enter into a credit agreement.

Should any of the above statements not be true, such as not having a regular income, having CCJs or defaults in the past six years, having entered into an IVA, bankruptcy, or debt management plan, considering your credit to be in poor standing, or being aware of circumstances that might affect your ability to enter into a credit agreement, then a referral for a finance application with DivideBuy may not be suitable based on your needs and circumstances.

If you have any additional needs that we should be aware of, please disclose these to us before proceeding using the contact information below. This information will help us tailor our services to better support you.

Email: support@homedetail.co.uk

Phone: 0141 404 9899

In writing: Home Detail, 4 Spiersbridge Way, Glasgow, G46 8NG.

G R S Gadgets Limited t/a Home Detail is registered in Scotland, company number SC368090. G R S Gadgets Limited t/a Home Detail is a credit broker and not a lender. We offer credit products from Zopa Bank Limited trading as DivideBuy and are authorised and regulated by the Financial Conduct Authority (FRN: 1037631). Credit subject to age and status.

Any late or missed repayment may have serious consequences and your credit rating may be affected which could make it more difficult to obtain credit in the future.

G R S Gadgets Limited t/a Home Detail offers both regulated and unregulated products. The interest free plans which are repayable within 12 months and in no more than 12 instalments are not regulated by the Financial Conduct Authority. Unregulated plans are not covered by the Financial Ombudsman Service.

Testimonials

This is my second sofa I’ve bought off them and genuinely don’t let the cost put you off as a “too good to be true” moment. The quality of the products is better than some of the higher end companies out there. I highly recommend using home detail when on a budget, because you’ll get quality and budget friendly! What more could you want! ☺️

Chels

Delivery guys polite and arrived a bit earlier than scheduled which was fine by me. No phonecall before delivery. Took care taking item into house and putting in dining room. Table looks good quality and no damage. Very well packaged. Table top came boxed in wooden frame for extra protection in transit which was good. Although a little difficult to remove the wooden frame.
Recommended!

James

Great Service..🫡 Ordered on a Monday sofa was delivered on Thursday morning. Sofa came in Box all complete no damage. Easy to assemble cant fault quality have held out on reviewing straight away as was waiting to see reliabilty of it. Can confirm it has held up strong and cushions have maintained there structure not gone all saggy with use. Quality of fabric is top quality as show in images and video. Thank you for a reliable quality product and service. Overal 5🌟's

Russ Marauder

I have purchased Garden Egg chair. It’s really comfy, assembling it was super easy, quick delivery. I am well over the moon with my chair. Looks great on my balcony. Thank you.

Denisa

Ordered garden furniture and it arrived the next day . Had a small issue with it and it was sorted within 24hrs.
I can’t praise Roisin and the customer service dept enough

DP Swansea